Whenever I have taken a decision
based on a sudden, unexpected change of circumstances, there seems inevitably
to have arisen thereafter possibilities that might have had a significant
impact on that decision, had I been made aware of them earlier.
So, it is with a faint, but not
completely unrealistic, hope that I may circumvent that situation by informing
all my associates – near and far – of my latest development requiring a prompt
and somewhat drastic solution.
I have been given notice to vacate my
rented accommodation with effect from the beginning of August 2019. This is perfectly in order, legally, although
it is some six months earlier than the anticipated termination date of my lease
agreement. As with all such sudden and
unexpected events, it has come as something of a shock. But with the benefit of my philosophical
beliefs – and with a tinge of “physician heal thyself” irony – I can now choose
to look upon the situation as a positive turn of events. I have had more than one year of living in
rented accommodation, after a lifetime of property ownership, and can weigh up
the pros-and-cons of both with a fair degree of experience. Based on that experience I can see some merit
in rental rather than ownership, but this is outweighed by the disadvantages
one is obliged to accept.
My immediate reaction, based on my
experience, is that I should look for a smaller property reasonably proximate
to where I am currently living, i.e. probably bounded by Lewisham, Orpington,
Penge and West Wickham. I have enjoyed
the space provided by a large(ish) garden, three
bedrooms, large kitchen, through dining room/living room, conservatory and
garage (garden shed!) and off-street parking.
But all I really need are 2 bedrooms (one to serve as an office) and my
must-have are a walk-in shower, a kitchen large enough to indulge my enjoyment
of cooking, storage space for my books (or easy access to an outside storage
facility), and off-street parking.
But there are a vast number of
options and possibilities, both at home and abroad.
And . . . I welcome all or any
suggestions from my many friends and associates around the world
Having, some years ago, disposed of
the bulk of my worldly assets in an endeavour to avoid estate duties (consequent
on my life-threatening minor stroke experience) I now find myself with
insufficient savings to purchase a home in any of the over-expensive districts
of London, and a reluctance to continue paying the inflated rentals being
charged in those areas. I do, however,
still possess enough capital to purchase a modest home in a less expensive
area. And would also consider one or
other of the schemes available in the UK (and elsewhere) for
share-purchase. In the UK (and elsewhere
I believe) there is even an Older Persons Shared Ownership scheme, where a
person of “a certain age” can buy up to 75% of a house or flat and pay rent on
the balance, but not having to pay rent on the remaining 25% once the person
owns 75% of the property. I have already
started exploring this.
My daughter Caroline tells me that,
as I always have my own agenda, giving me advice is probably useless. She may be right. I rarely take advice. But I do listen, I do absorb, and I certainly
take advantage of advice that is given me in forming, amending, or endorsing my
own agenda!
If anyone reading this has any
suggestions or proposals that may help me form an agenda for action I shall be
really, really grateful.
Moving home is stressful at any time
in one’s life. In old age it is
undoubtedly a stress one faces with some trepidation. However, having published a successful book
on Peace of Mind, I recall that the “father” of stress research, Hans Selye,
distinguished between “eustress” and “distress”: the former being desirable and
necessary to perform well in examinations
or sporting activities, for example; the latter being unhealthy and best
avoided. Accordingly, any ideas that may
help me transform the negativity of having to leave my home into a positive
situation of embracing an exciting new life adventure, will be doubly welcome.